term life insurance

I am among the mass of people who are underemployed and underinsured. Or, to be more specific, UNinsured! It's not for a lack of trying, but I just don't have the money to pay for health insurance right now, much less term life insurance. But it will all come, in good time. In the meantime, though, all I can do is pray that I do not get sick or wind up in the hospital!